TEAMBLOG

Dear Friends,

Many Americans like myself, are truly distraught with the unrelenting display of hatred that has transpired throughout all aspects of our society. Since the 2016 General Election, the Democratic Party along with their leftist, socialist inspired supporters in all dimensions of influence and authority, have shown a despicable contempt for the American people. These malcontents are advocating an unprincipled discordance, designed to intimidate and create distress on discerning and law abiding citizens to vote for their candidates in the Mid Term Elections. These attempts to force the opposition to defend and endorse policies of ineptitude and derision, is an offensive display by individuals that have acquired a disgruntled approach to their lives, and have succumbed to mental disorders due to their ongoing failures within the substance of their character.

I have pity for these people, and I do offer sincere prayers for their healing from past or current challenges that have assaulted their embrace of living in harmony with their neighbors. The most powerful approach to help end the violent outbursts we've noticed in conduct that is unbecoming a congenial adult - is to pray for their redemption. The power of prayer is without question, the most effective method to decimate the control of a nefarious presence that has engineered a continuous conflict in those that are afflicted with this malady.

As is my custom, every so often, I take the time to read Scripture passages before resting for the night. Throughout the Holy Bible you can find a genuine reassurance by various personalities - that we must not worry or be afraid during the course of a tumultuous event in our lives. 

 'Do not be afraid' has been mentioned in Scripture numerous times. My only advise for Americans, is to cast your ballot for individuals that espouse specific plans to promote peace and prosperity. As an Independent, I can safely say the Republicans at this time in American history, is the only political party that has the capacity to offer abundance and security. While the Dear Lord is in control of all things, my intuition abounds with a recognition the American people deployed their vast wisdom at the ballot box during the 2016 General Election. Do not be intimidated or be fearful when a similar outcome transpires, as your courageous and ethical pursuit in doing the right thing becomes known on Election Night.

Hope will spring eternal on Tuesday, November 6th.

Thanks again for your continuous support.

Dear Friends,

Many years ago my parents fled Communist Cuba and finally arrived in the US after 4 years in which our family was separated. This was back in 1966. My parents were so appreciative of the loving and compassionate members of the community that helped our family to be reunited, they began a patriotic custom of purchasing goods made in America. Through long conversations with my father, he recalled the oppression and despotic regimes in his native Spain and as a permanent resident of Cuba. He strongly believed that we should reward our neighbors and the nation at large in purchasing products made in the US, as a recompense for the profound works of charity we experienced. If everyone or a good percentage of us would be devoted in following his example in purchasing merchandise made in the USA, the economic fortunes of all Americans would be dramatically improved. I remember my father deciding to purchase a new car that he was able to afford. After reviewing all the vehicle choices available, he decided to purchase a Chrysler, even though several friends and acquaintances recommended a Toyota or a foreign made car instead. His decision on that day brought me to the realization it's best to support this nation in my own little way, by shopping for American made products when I have the ability to do so. Most of the cars that I've ever purchased were American made. The car that I'm driving now was constructed in Michigan. I also have a habit of looking at tags to see where shoes, clothing, bedding or any other products that I might purchase were made in the US.

I am revealing this to you as I was saddened to hear that Sears has filed for bankruptcy. K-Mart is also a part of Sears and it's regrettable both retail stores are going through this. I was terribly disheartened several weeks ago when it was announced the only K-Mart store in Los Angeles was closing its doors. I have been a customer of this location for many years and my loyalty was rewarded as the quality of their merchandise greatly improved. Economists have mentioned the changing landscape of retail establishments has created the loss of revenue for Sears and K-Mart holdings. This includes the acceptance of shopping on the internet due to its enhanced security features - a recognition that mismanagement created the decline in sales -  the haphazard displays and presentation of products in the stores were substandard compared to other retail establishments - the decline of shopping at malls generally. These are just a few of the reasons for the bankruptcy filing.

Americans must recognize that since the opening of diplomatic relations by the 37th US President in 1972, China has utilized our financial markets. Their reputation precedes them, as a shrewd and unrelenting behavior in negotiations and trade practices has risen the standard of living of the Chinese population. I have no qualms in regards to the elevation of the poor or disenfranchised in relinquishing the poverty experienced in the past. However, it is my understanding the mass profits from their involvement in America's free markets, has been used to replenish their military by the purchase and manufacture of weapons which is attributed to their advancement in technology. The conduct by Chinese government authorities displayed throughout the years, has demonstrated their inability for fairness that is required for all parties to profit equitably. While one of the methods in acquiring peace throughout the world, is by maintaining healthy trade relationships in global markets, America must also condemn human rights abuses that stem from monies earned from trade agreements. The persecution of Christians in mainland China is an example of human rights abuse. The oppression by the Chinese government in demolishing churches - the killing and imprisonment of parishioners and clergy - is just an example of the numerous contemptible actions the communists have an affinity to exemplify, by their power over the masses.

The tariffs currently imposed on the Chinese by the US government, is an overdue attempt to bring equity and fairness to a lopsided and unfair trade balance. While there is a revolt of sorts by entities unable to decipher the imposition of tariffs as 'leveling the playing field', one must give credit for the common sense approach by the 45th President and his administration to perceive the obvious.

The next time you purchase an item at your local bargain retailer, look to see if it was made in a nation that hates America and is clandestinely doing everything imaginable to undermine our existence. I strongly recommend that everyone that lives and loves America, take the time to purchase goods made in this country if you can. The American merchandise you've chosen to purchase might cost more, but you are saving this country from governments diametrically opposed to our democratic concepts of liberty, religious freedom and human rights.

Thanks again for your continuous support.

Dear Friends,

This country is going through a civil war in which a political party is advocating violence in their pursuit of power at all costs. When a disgraced Congresswoman from Los Angeles, a corrupt former Attorney General of the United States and when the dishonorable 2016 Democratic Presidential candidate among other discordant personalities mention there is cause to become uncivil towards anyone that has an opposing viewpoint, the unraveling of a republic has begun.

As an Independent, I view the most egregious attempts to intimidate anyone that is not a member of the Democratic Party as a provocation that requires a response - at the ballot box!

I for one seek peace, respect, logic and competency of all individuals in their attempts to influence the public. Unfortunately, Americans have been confronted by a powerful extreme leftist pressure group of past and current office holders and their supporters in their quest to destabilize the freedoms Americans inherited by decree in the Constitution. Any sane, intelligent American has had enough of the corrupt, outlandish displays of mental illness that associates these leftist attempts to invoke their madness on others. We also have a lust for power by 'establishment' government operatives to cause harm, by their concerted clandestine actions to destroy the duly elected 45th President's legitimate aspirations to govern effectively. The media has contributed to this hysteria, as they've forfeited their credibility and are no longer viewed with any semblance of trust or journalistic integrity.

With the activity that is happening before our very eyes, the Mid Term Elections are fast approaching. Why would anyone in their right mind vote for an organization that has contempt for the American people? When members of the current administration are evicted from dining at restaurants or when a gunman had the intention of killing Republican congressmen at a baseball practice or the censorship of conservative social media websites are discovered - the time has come to end the assault on all Americans. Notwithstanding, the confirmation hearings of Judge Brett Kavanaugh and the revelations recently uncovered, have shown the 'incivility' this man and his family have suffered. The American people have not forgotten, and are deeply offended by the circumstances in destroying the substance of his character for political gain.

The danger America faces are profound. Do we allow leftist, socialist activists the power to damage this nation for their contempt of liberty, freedom, the rule of law and the rights espoused in the Constitution?  Your vote on November 6th will decide our future and those of our children. Be encouraged, as by all divine accounts, the 'Red Wave' is on its way!

Thanks again for your continuous support.

Dear Friends,

Most adults acquire a basic understanding that life is not fair. There are times in one's life when circumstances by chance or design conspire against you. The expression 'when it rains its pours' comes to mind. During the past several weeks, Americans have witnessed and have been emotionally engaged in a situation that has created a tremendous amount of distress, as a man of genuine character was accused of sexual misconduct by three separate women on three separate occasions. These allegations were made without corroboration, and were unsubstantiated by the persons the accusers mentioned were in close proximity to the assault or the event itself. The incidents in question occurred during high school and college parties during the first half of the 1980's. All of the allegations have been reviewed by impartial authorities and were found to have no credence. The stories portrayed by the accusers with the assistance of their legal counsel, has come under intense scrutiny due to its graphic contents and the public timing of the allegations.

By now, you are cognizant this situation interrupted the confirmation hearings in which the Senate Judiciary Committee evaluated the qualifications of Judge Brett Kavanaugh in becoming an Associate Justice of the Supreme Court. The disruption of the confirmation hearings can only be construed as an attempt to deny the Judge his elevation to the Supreme Court. His 'originalist' approach in the interpretation of the Constitution as manifested by the Founding Fathers, has caused havoc by powerful leftist activists, the Democratic party, the main street media and entities that disavow the framework in which the establishment of a constitutional democratic republic is recognized and accepted by educated Americans.

Americans by and large appreciate living in a nation that espouses liberty and freedom and the respect for the rule of law. The security that is granted to live in peace is augmented by a practical understanding of law and order. We also are privy to due process in which there is a presumption of innocence when one is accused of a crime or an impropriety. These concepts are readily recognized by logic and the discerning personal attestations of law abiding citizens.

Last Friday, many Americans heard the momentous speech given by Maine Senator Susan Collins. Her methodical detailed approach in reviewing the impeccable qualifications of Judge Kavanaugh and the conspicuous slanderous assertions of inappropriate conduct, became a competent defining moment that upheld the formulation of logic and common sense.

On Saturday, Judge Kavanaugh was confirmed to be an Associate Justice of the Supreme Court.

His reputation after so many years in public life without blemish, was tarnished by a conflagration of debasement. 'To fear no evil' is a testament to the courage that sustains us throughout our lives. The confirmation hearings, the testimony of Judge Kavanaugh and the main accuser, and additional groundless allegations of misconduct, opened our eyes during this sad and regrettable episode in American history.

In Scripture, (Romans 8:28 NIV) it is mentioned, "And we know that all things work together for good to them that love God, to them who are called according to his purpose." The pain and suffering Judge Kavanaugh, his family and judicious Americans have undergone these past several weeks, has revealed the evil intentions of those in which hatred is an all encompassing mantra of destruction. The Lord in his mysterious infinite wisdom has utilized these circumstances, so the American people can choose its path of abundance and grace or be directed towards futility and degradation. The Mid Term Elections in November will decide our fate.

 Justice Prevailed in the fight to confirm Judge Kavanaugh.

 The fight to live independently from despotic oppression, is the plight all Americans must recognize and fully understand.

Thanks again for your continuous support.

Dear Friends,

It was on October 7th, 1989 that MoneyTeam began its operations. This date was officially chosen - as I wanted to have a big celebration - as it's also my birthday!

 Throughout the 29 years in business, the mortgage industry has encountered specific changes in the manner a loan applicant is able to be approved for a refinance on their home or for a purchase transaction. We've seen continuous modifications in underwriting guidelines, while current procedures for an approval has been streamlined. It takes time for one to plan and gather the documents and personal information a borrower must have, for the expeditious processing of a mortgage loan.

MoneyTeam has weathered financial storms. Concurrently, many Americans have also suffered from foreclosures or bankruptcies during the 'Great Recession' and its aftermath. It takes faith and perseverance for one to overcome the pain created by the ineptitude of government financial policies.  Nevertheless, we can be encouraged as the direction of America's economic health is finally on track. Unfortunately as of now, we are seeing a gradual rise in mortgage rates due to the overwhelming uplifting economic fortunes we've experienced since the 2016 General Election. When inflation is curtailed by an incessant recognition of its detrimental effects by all Americans, the rise in interest rates will occur sporadically.

In a few years I will retire and live the life I was meant to live before I'm called Home. Until that time, I want to sincerely thank you for your patronage during the many years you've helped MoneyTeam thrive!

Thanks again for your continuous support.