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February 15th, 2010 4:19 PM

Dear Friends,

These past several days has seen a whirlwind of activity throughout the country. From celebrating Valentine's Day, President's Day, the newest Chinese New Year and Mardi Gras tomorrow, we as a nation are captivated and fascinated by the eagerness to escape the numerous problems we confront daily by our participation. For many of us this coming Ash Wednesday, we come full circle as the upcoming 40 days of reflection will provide days of fast and abstinence in a symbolic attempt to review the meaning of our lives and its direction. While we are given the profound ability to renew and contemplate our status in a nation where our sacrifices are yet to be appreciated by those powers oblivious to the obvious, we are content to know the inevitable will become reality in a few short months. When the majority of our representatives are awakened by the avalanche of derision, the full force of the American electorate will truly be known.

'Share The Love' Fee Sale

Please call our office at 323-936-3232 or apply online as our SALE ends this coming Wednesday, February 17th. Please check our website for more details.

MoneyTeam's New Pricing Policy

Please check our TeamBlog on Sunday, February 28th, where our newest Pricing Policy will take effect. MoneyTeam will do its part in lowering all fees and provide refunds on appraisals, processing and other closing costs to generate long lasting relationships with YOU and any of your family or friends you recommend to us.


Mortgage brokers have had a challenging time in keeping their doors open due to the numerous guidelines and restrictions imposed by the Federal government. These measures of control were implemented to end the tide of scandal and fraud as we've experienced as the result of 'sub-prime' loan originations. The Draconian controls by government intervention in this enterprise has favored banks to such an extent, there is the willingness to eliminate the influence of mortgage brokers in the marketplace altogether. This intervention by government will eventually harm the consumer as the rise in fees, mortgage rates, the lack of service and competition will occur in short order.

While it is true in any business concern there are parties that have unscrupulous methods in defrauding their clients, this cannot be said of numerous hardworking and integrity driven mortgage companies like ourselves. We are a 'Mom & Pop' mortgage company and our business is generated by referrals from our current and previous clients. It pains me greatly to be judged by the actions of a few. Perhaps the incompetence, corruption and greed of those we've elected to represent our interests to uphold the laws of this great nation, is the main basis for my frustration. I'm old enough to know there are forces at play in which companies such as ours are no longer afforded the balance or fair treatment once we've become accustomed to. In almost 21 years of originations in Southern California, we've had our ups and downs like most. However, I'm truly convinced MoneyTeam will be spared the wrecking ball, as our associations with all of our TeamMembers throughout the years has given us the sustenance to prevail during times of conflict such as these. We'll be around!  

'The Governor Has Arrived'

As promised, I will be discussing on a regular basis the issues which are creating the most conflict in California and the common sense solutions needed to avoid additional pain. Everyone in this State is suffering from the effects of financial irresponsibility and the inability of our lawmakers to comprehend its actions. We all need to have our voices heard before California transforms itself towards a banana ____________. You can fill in the blank.

'Mortgage Rates'

We've noticed rates have been going up these past few days. MoneyTeam offers up to 60 day locks. Please check our website for our current rates. The rates quoted on our website are for 15 day locks. Rates are higher for 30 and 60 day locks and also extensions. Please call our office at 323-936-3232 for more details.

Thanks Again   



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Posted by Jesse Dorado on February 15th, 2010 4:19 PMPost a Comment

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